News Headlines & Updates
Full details of obituaries will appear below. Acknowledgements and IN MEMORIUM notices will be found under the WELFARE menu
The placing of an obituary notice on this page will only be undertaken on receipt of instructions from the Branch Secretary, or from the Branch Secretaries from any of the other Branches of NARPO within the South Wales Police area.
It is with regret that the Officers and Committee members of the NARPO Cardiff Branch notify our members of the passing of the following, Acknowledging that some may not have been members of the branch, but they were former colleagues, and friends of our members and were a part of the larger Police family in their lifetime.
BRIGGS: Reg it is with deep regret that on behalf of the Glamorgan Branch we advise our members of the passing yesterday (23/10/2020) of retired Det Ch. Insp 1015 Reg Briggs of Aberdare. He died after a long illness over the last 12 months. Reg had worked in Aberdare, Pontypridd and on the Serious Crime Squad, retiring in 1997, his wife had pre-deceased him by 7 years.
Funeral details are not yet known, but will be restricted by the current Covid Regulations.
HOCKRIDGE: Thelma It is with deep regret that we inform our members of the passing of Mrs Thelma Hockridge, widow of Arthur... Many will recall Arthur as being one of the Wireless Liaison team that covered the force area.
Further details will be ciculated when known
LAZARUS: John (Jack) It is with deep regret that on behalf of the Glamorgan Branch we advise our members of the passing of retired P/Sgt 1073 John (Jack) Lazarus aged 83 years. Jack had suffered mixed health over the last couple of years, but died peacefully in his sleep in a nursing home in Pencoed. He leaves a wife, Sandra, sons Nigel and Mark and daughter, Claire
Jack's initial service was in the Pontypridd and Bridgend Divisions, but in 1966 transferred to the Dogs Section in Bridgend, where he served until his retirement. For many years he was the OIC of the Police Training School at Waterton, Bridgend
Funeral arrangements are not yet known, but will be in line with current restrictions.
C & D DIVISIONS - VIRTUAL REUNION
The following has been picked up from an entry by Vince Donovan on the Cardiff City Police Gone but Not Forgotten Facebook group
'About 18 months ago, I arranged a reunion for retired staff who served within C & D’ Divisions. It was great seeing so many former colleagues. Well, times are pretty tough right now for everyone ... stuck indoors, winter fast approaching, things are pretty miserable.
With this in mind, who’s up for a ‘virtual’ reunion?
Since March, I’ve been using Zoom to deliver training and I’ve really got to grips with it. I’m confident I can host a Zoom virtual reunion for up to 100 people. I can set up a load of ‘named breakout rooms’ that we can all ‘drop in and out’ of to catch up with old friends.
I’m sure it can be done. It may not be brilliant, (sound can sometimes be an issue for some) but it’s worth a try. What do you think?
Thursday 12th November from 7.30pm
(Subject to interest, further details to follow). Contact details will follow once finalised
R.U. A PAVEMENT PARKER
Are you one of those persons who park on pavements, probably due to circumstances beyond your control as most of us would never dream of doing such a thing. Or perhaps you are a resident who is fed up with others parking on the pavement, you maybe someone who is forced to walk into the roadway because of vehicles parked on pavements.
However parking on pavements may impact on you here is something that might be of interest to you
The Welsh Government is to give local authorities the power to fine people parking on pavements.
The attached document provides more information on the subject, please feel free to download a copy and pass it onto family, friends etc.
NARPO 2021- POCKET DIARIES
The following has been received via Mr Dave A'Herne
Please be aware that we will not be producing and selling a 2021 pocket diary this year.
We know that this will disappoint many, however due to the ongoing restrictions and uncertainty it is not viable.
AGM 2020 UPDATES
Wednesday 7th October 2020 witnessed the first ‘On Line’ NARPO Cardiff AGM, conducted via the use of ZOOM. Despite a few minor glitches it was a complete success.
(a) SOCIAL SECRETARY CHANGES:
Mr Mike Baker has advised the committee that he wishes to relinquish the position of Social Secretary in order to concentrate his efforts on his candidacy for the position of PCC fo SWP in the elections next year.
We are most grateful to Mr Albert Hayes and his wife Mo, who have stepped into the breach and will take over the running of the 2021 events subject to any obvious COVID restrictions etc.
(b) XMAS 200 CLUB DRAW 2020
During this years awful Covid pandemic, and the need to cancel several NARPO events which are partly subsidised from the monies collected through the 200 Club, it has been suggested and has been agreed by the NARPO Committee, that under the circumstances, and as a one off event, two extra prizes of £100 will be handed out in this Decembers 200 Club Christmas Draw, in addition to the normal prizes of £250, £100, 3 X £50 and £20, making a total prize pool of £720.
The draw will take place in the first week of December. Good luck to all members.
New members of the 200 Club are always welcome, please contact the Secretary Howard Davies through the contacts as listed on the NARPO website.
The draw for September, October and November prizes will take place in early November.
(c) DIARY DATES - 2021
The following dates have been set aside for the events as shown. These dates will be subject to full confirmation in due course and will be dependant on any restrictions that might be applying in 2021:
QUIZ NIGHTS: 7.30pm Friday 9th April, 2021 & 7.30pm Friday 22nd October, 2021
SPRING & CHRISTMAS LUNCHES 12.30pm Wednesday, 19th May 2021 12.30pm Wednesday, 8th December, 2021
ANNUAL GENERAL MEETING 2021 2pm Wednesday 7th April, 2021
(d) NEW COMMITTEE MEMBER
The Officers and committee members welcome Mr Paul Hayes onto the committee.
WEB CHANGES IMPORTANT INFORMATION
THIS WILL IMPACT ON YOU
As a result of some issues concerning the continued use of virginmedia facilities by myself and after 35 years as a loyal customer we have decided to pull the plug on them. As fortune has it we were already out of contract by several months which has made it a lot easier.
Undertaking this change also means a change in some of the email addresses both on a personal basis and also those at the backend of the NARPO Cardiff systems The following new email addresses will apply as of 30/10/2020. I will have a bit of work to undertake between now and that date with our website and e-bulletin service providers. This should not impact on the day to day operations of the website etc, but changes might be noticed in the footer area of the ebulletins in due course that will reflect some of these changes
Paul Bryant = email@example.com
NARPO = firstname.lastname@example.org
NB there are full stops between the words cardiff & narpo and then narpo and adm1n and yes there is a 1 instead of the i as part of the security measures
Could you please ensure you add the NARPO address into your email address book that way our messages should not be bounced. If you want to do the same with my personal email address please do so.
- BBC UNSUNG HEROES -
We have received numerous requests via Social Media from our members requesting that we support the following. As this request involves a fallen member of our extended Police family, we are circulating it here for all our members and any visitors to make their own decision. But, if you are not aware how can you decide.
Hi mate Can you pass this on to as many people as you can please
East Grinstead Rugby club are trying to nominate Matt Ratana for the BBC unsung hero award. He was head coach at East Grinstead Rugby Club who’s life was tragically cut short doing his job as a police officer. This would be a fitting tribute to this wonderful man.
Just go onto The BBC web Site for Sports personality unsung hero.
When filling in the form please use the following details.
Post code: RH19 4JU Telephone: 01342 322338 Email:
Closing date 25th October.
Let’s make this happen in the memory of a great man!!!
THE DEMISE OF WATERTON CROSS
We are grateful to our member John Jones for bringing this article to our attention:
Today in the Wales online there was an article about the demise of Waterton Cross that was used by Wales Rugby Team for training. It also showed photo of South Wales Rugby team including Steve Cotterell. Thought you might be interested to feature
For those of us who did not see the article please copy the link below into your web browser
NATIONAL SPORTING HERITAGE
The 30th September 2020 was the National Sporting Heritage day.
We are most grateful to Mr Gareth Madge and the team from the South Wales Police Heritage Centre for supplying us with the following links and documents in relation to some of the bygone achievemnts of officers from the forces that eventually became the South Wales Police of today.
Please click on the links to view the relevant items:
To View a short video compilation click on this link: https://youtu.be/5ei0IDUkyyI
To view an artice about some of the Sporting Heritage Moments CLICK HERE
URGENT - CAN YOU HELP !!!!!
The following URGENT appeal has been received via Mr Alan Greaves, if you can assist in anyway please contact the officer dealing:
I have been assisting a team reviewing a very serious crime from 1980. The female concerned very much wants the offender to be dealt with and DNA advances have led to a man being arrested. I have been asked the circulate the following request for assistance by Jenna Hargraves, the officer in the case.
' At approximately 23.00 hrs on 17th.August, 1980, at Elm Street Lane Roath, a female was raped by a male unknown to her. The female was Scottish lady who was walking down the lane with her dog when she was attacked. She ran to a house in Oakfield Street after the incident where police were called.
It is said that she provided a statement on the night at Cardiff Central Police Station and then attended Rumney Police Station the following day where she was met by a male and female officer each in plain clothes.
I am looking to trace any officer who had involvement in this case who can provide further information re any potential witnesses and may be in possession of any documents/diaries that could assist me with any further information recorded at the time. '
Jenna is based at Cardiff Central C.I.D., Team 3, and can be contacted
Many thanks for your assistance.
NATIONAL POLICE MEMORIAL DAY 2020
Many thanks to Ian Cameron for information:
At 15:00 hrs tomorrow (Sunday 27th September 2020) there will be a 'virtual' service held for this years National Police Memorial Day.
Tributes will be lead by HRH The Prince of Wales
To view the service please go to:
NARPO CARDIFF - NOTICE OF AGM 2020
From: Alan Greaves Secretary
I hope you are all as well as can be expected and coping with these demanding times.
Due to the constraints caused by the pandemic, it was not possible to hold our Annual General
Meeting in April as usual. We have held back in the hope of an improvement and an opportunity to
hold an open meeting but that does not now seem possible before the end of the year.
The committee has decided to hold the meeting on line via ZOOM. This will be our first attempt at
such an initiative.
The meeting will take place at 2.30pm on Wednesday, 7th October, 2020.
The management committee will be involved and since it is the A.G.M., all members are invited to join
the meeting. Should any member wish to join this meeting, he/she should let me know by email to
by Wednesday, 30th.September, 2020. There will be a limited number
of places available and will be allocated strictly on a first come-first served basis.
The member must be able to join in via ZOOM and meeting access codes will be forwarded by email prior to the meeting. Any potential motion for the meeting must be forwarded to me at the above email address by Monday, 28th .September, 2020.
Very best wishes.
CHIEF CONSTABLE - MOVING ON
It has been announced that In November 2020, our present Chief Constable Matt Jukes will take up an appointment with the Metropolitan Police as Assistant Commissioner, initially responsible for the Met's transformation programme.
On behalf of the members we wish Matt every success in his new role.
MORE CCP SPORTING IMAGES FROM BYE GONE DAYS
Following on from the Cardiff City Police cadets image. We are again most grateful to Mr Terry Townend of NARPO Swansea for supplying us with the following images that he has scanned from a book he recently acquired. The images have been placed in a gallery for ease of publication simply double click on the image to enlarge it.
WHERE WERE YOU IN 1965 - 66 ???
If you were in the Cardiff City Police cadets, then there is a strong possibility you are in the picture below.
Our grateful thanks goes to Mr Terry Townend (NARPO SWANSEA) who found this image in a book he recently acquired
CHIEF's OPEN LETTER
The following message has been received from the Chief Constables office:
'Chief Constable Jukes has asked me to share with you a copy of an open letter which he recently wrote to the officers, staff and volunteers of South Wales Police. He has also asked me to pass on his very best wishes to you all during this challenging period.'
The below link will take you to a letter from CC Matt Jukes
Monday Club - Update
As many of you will know the 'Monday Club' is the brainchild of Mr Howard Cooper, and he has undertaken to publish details of the meetings via both NARPO Cardiff and also 'IN THE LOOP'
Howard, has now created a 'WhatsApp' group to cater for the members onf the Monday Club and to promote their get togethers etc.
If you want to attend or join the Monday Club then please search 'WhatsApp' for Monday Club
NARPO ANNUAL REPORT 2019 - 2020
The following information has been received from NARPO @ Wakefield:
As you will be aware Conference is not being held this year due to the pandemic, but nevertheless we have completed the Annual Report for your members’ information. As there is no ‘actual’ Conference we are not producing a printed version this year.
In the coming days the report will also be made available on our website narpo.org and the financial statements will be included in the November issue of NARPO News.
BRANCH RECORDS REMINDER
From time to time our members will change either their postal address, telephone number or email address. It is essential that you please notify the branch secretary of these cahnge in order that the records can be amended to reflect the changes.
In the case of email addresses can you please also notify the webmaster in order that we can ensure you still gain access to the members only area of the website, and you also continue to receive the e-bulletins if you have signed up for them. Members who already have access to the MEMBERS ONLY area DO NOT have to signup again, merely send details of the new email address and the record will be amended.
You can send the information to the relevant parties by using the preformed emails located on the CONTACT US page of the website.
POLICE MEMORIAL TRUST - CHALLENGE COINS
Many of our members may recall that the Cardiff City Police Reunion Committee issued a commenerative 'Challenge Coin' at their 2019 Dinner. They have become a sought after item and perhaps a collectors items as well.
If you liked that challenge coin then we are sure you will also like to know about the following we are grateful to Mr Neil Godfrey for bring this to our attaention and that of our members:
Hi All, not sure if many of you are aware of the Police Memorial Trust.This charity raises funds to assist former colleagues and their families. Please see the below information .
Special Commemorative Challenge Coin To Remember Fallen Officers.
The 2020 National Police Memorial Day service was due to be held in the City of Lincoln in September but sadly the ongoing Coronavirus pandemic led to the difficult decision to cancel the memorial service for the first time since it's inception. To help offset the loss of some of the generous donations that would have been made at the service The Police Memorial Trust have helped the National Police Memorial Day charity produce a specially commissioned challenge coin.
The coin features the crests of the National Police Memorial Day, The Police Memorial Trust and the Police Roll of Honour Trust. The crests are surrounded by the English, Welsh and Scots Gaelic versions of “We Will Remember Them". On the obverse are the images of four police officers flanking the Union Flag.
Our Chair, Mrs. Geraldine Winner, said:
“We understand all too well that for all who were planning to gather at the ceremony this year the cancellation is very disappointing, not only for the fallen officers families but for all members of the extended police family. She added: “We are pleased to have helped with the production of the special challenge coins and we know those who take the opportunity to own one of these stunning coins will find it a nice reminded of this year’s event.”
“We are also pleased to have been able to support this year’s service with the preparation of the virtual digital format which will be broadcast across the U.K and indeed around the world. A concept my late film producer husband, Michael, would have been very keen on.”
The Police Memorial Trust will not benefit from the sale of the coins as we have decided to donate our share of any profits to the other two charities.
Purchasing a coin will help the NPMD and the Roll of Honour Trust to join us as we continue in the work to ensure the memory of fallen officers are preserved, acknowledged and celebrated.
The coins cost £10 including p&p. To purchase one of the special coins please visit:
SUCCESS - HE's DONE IT
Many of our readers have been following the exploits of retired Constable Nigel 'YOSSER' Hughes in his endeavours to raise funds for Charity.
It was explained then that Nigel is suffering from MS and some other medical issues. We are pleased to inform our members that Nigel has completed his goal and finished his 1 mile walk. In doing so Nigel passed his original target of £5,000 and revised it upwards to £10,000
'Another THANK YOU today to Woody's Lodge and everyone that works, volunteers, visits and supports it. Woody's Lodge has been a lifeline for Nigel, it has given him somewhere to go where he feels happy. Just a cup of coffee and a chat amongst people who understand the value of the job he has done is worth more than anything. This charity does so much to help people who have made it their life to protect us and keep our society and country safe and free. We are so pleased that the money Nigel is raising will help pay directly to help service men and women from the armed forces and emergency services get the help and advice they need to access benefits, legal help and mental health support.'
or copy this link to the browser line on your computer:
V.J Day 75th COMMEMORATION
The following letter / invitation has been received at Wakefield from The Royal British Legion and is published here for the information of our members should they wish to attend:
Dear Alan Lees,
Many thanks for your continued support for and interest in our Commemorative Events Programme. We are pleased to let you know that we are able to hold a smaller but hopefully equally significant commemoration for VJ Day 75 at the NMA on Saturday 15th August. Whilst capacity is limited, we are also delighted to share that this will be broadcast live on BBC One from 0930 – 1130.
For those who wish to pay their respects at the NMA on the day, there are some public registrations available for the afternoon (from 1200hrs) after the commemoration. Spaces can be booked online at http://www.thenma.org.uk/plan-your-visit/visiting-us-summer-2020/ - click the ‘book now’ button and select the date.
Please note, unfortunately we have had to limit access to the site during the commemoration itself due to Covid restrictions, however the link allows you to book access to the site and its fantastic memorials on the afternoon of the 15th August.
If there are any VJ veterans that are affiliated with your organisation that hadn’t previously registered but might now be interested in attending the commemoration at the NMA, please send their name and contact details (preferably an email address) to email@example.com by Friday 7 August and a member of the team will register their interest.
Finally, we very much want to be able to represent those VJ veterans who would have wanted to be at the event but who cannot travel. If you have veterans of VJ Day within your membership, we ask that you share this link with them in order for us to be able to lay a posy with a message from them, as part of the event: Poppy Posy registration This form will close on Wednesday 12 August.
Many thanks for your continued support and good wishes. We look forward to being in touch soon about future events and plans.
The Commemorative Events Team
COVID 19 TRAVEL UPDATE
If your due to travel abroad, then you may need to be aware of this. Many thanks to Lee Short for providing the update
Read on if your jetting off...
Just some info that might help if you’re planning on flying out of the UK. This morning, I conveyed a client to Heathrow Airport.
A few days ago the client had a Covid-19 test which came back negative.
When we got to the airport I was requested to wait in the vicinity in case there were any problems.
Off I go for a coffee and forty five minutes later I get a call from the client saying that flight travel had been refused even though there was an evidential document saying negative test. My client wasn’t the only one refused travel.
The issue was that there must be a “certificate” as well as the negative test document (even though that negative result was from our valued NHS).
Needless to say I conveyed a very upset client back home.
I can’t tell you which airline my client was travelling with or which country travelling to because of confidentiality reasons but may I suggest that if you are thinking of going abroad in the near future, some countries might require different documentation regarding the Covid-19 virus.
There was no mention of this additional requirement on my clients flight documentation.
JOHN WAKE'S LATEST LITERARY MASTERPIECE
'DARKEST CARDIFF' a peek into hell
The latest book in 'The Cruel Streets' series 'DARKEST CARDIFF' was due to have been launched in hard back at the Motorpoint Area last June 17th, but Covid prevented that from taking place.
The publishers are releasing it Worldwide on August 5th as an e.Book via both Amazon and google books. The hard copy will be released later in the year. It includes the full story of the most arrested woman ever in Cardiff and South Wales. There is a pre-order button available just copy the link below into your web browser
ATTENTION B.T. INTERNET CUSTOMERS
We have become aware that a number of our members who have B.T. email addresses have not been receiving our e-bulletins. Please be aware that this includes B.T. subsidiary service providers such as openworld etc.
Our last 3 e-bulletins have bounced back from a total of 48 members, the common factor being they have B.T. related e-mail accounts. This issue is totally B.T. related and members who feel they are affected by this issue are asked to contact their internet service provider and lodhge a complaint. Unfortunately, there is nothing that we at NARPO Cardiff can do to rectify this issue on your behalf as the ISP's will not discuss the issue with us as we are not their customer.
We will continue to monitor the bounced messages at our end and hope that BT will rectify whatever the problem is as soon as possible.
NIGEL 'YOSSER' HUGHES UPDATE
Our members will recall that back in May of this year we notified you of the 'Yosser'Hughes Challenge to walk a mile to raise funds for charity. It was explained then that he is suffering from MS and some other medical issues. But he is still determined to achieve his goal but is determined to achieve a goal.
The below link will take you to a BBC (Wales) News item which appears on facebook and shows Nigels progress and the determination he has. NARPO Cardiff are proud to have donated towards Nigels Goal of raising the initial target of £5,000. To date Nigel has actually passed this target and now has a revised goal of £10,000. The mile walk has yet to be completed
To view the BBC news item please copy the below link into your web browser
If you wish to support Nigel in raising to new total of £10,000 please click on the link below
THANK YOU MESSAGE
The following has been received from Mr Alan Greaves on behalf of Christine Cotter.
I have spoken to Christine Cotter this morning and
she has asked that I circulate her appreciation to
everyone who sent messages of condolence and
who lined the route for Stuart's funeral.
She and her sons were very touched by the response to
their loss and will never forget the kindness shown.
Very best wishes.
A THANK YOU
The following has been received from Mr. Alan Greaves on behalf of Rose Clarke
I have been requested by Rose Clarke to convey her appreciation to all those 'attended' the funeral of Richie yesterday by lining the route and seeing him into the crematorium grounds.
In her own words, she was overwhelmed by the attendance and the respect and love shown to Richie and herself. She is sure that Richie would have been a very proud man.
Very best wishes.
MP CALLS FOR MORE SUPPORT FOR RETIRED POLICE OFFICERS
Bishop Auckland MP, Dehenna Davison has recently put on record her commitment to support the mental health of retired police officers, after a meeting with the National Association of Retired Police Officers (NARPO).
To view the entire document please CLICK HERE
For the information of all member's following the receipt of a recent report from our web hosting company, it appears that some 'Spring / Summer' cleaning of the website is needed in order to keep it both current and relevant to the members requirements. There are a number of pages which are there for the benefit of members as well as others that have not received any visitors for over 2 years, others the figures are also extremely low.
Due to this and the need to keep the website continually evolving the cleansing process will commence on 1st July 2020 and is expected to take sometime to complete. Where some items such as pictures etc are found they along with the relevant information will be moved to other locations for safe keeping.
To give you an example the Sports page has been visited 4 times in the last 2 years, It also has not been updated due to a lack of information since 2017. Therefore, this page will be fully deleted however a home will be found for the images that currently appear there.
Should any member when viewing the site locate any links that do not work, or pages that they believe need to be retained or deleted please let the webmaster know via the email form located on the CONTACT US page.
In the meantime please accept our apologies for any inconvenience this remodelling of the website may cause
CARDIFF SHOPS RE-OPEN with
CITY CENTRE ROAD CLOSURES
As of today Monday 22/06/2020 non-essential shops will re-open for trading. In the Cardiff City Centre this will be accompanied by Road Closures.
for full details including a map, please click on the button below or copy the link into your web browser
PMAS - ROYAL LONDON MERGER - UPDATE
ATTENTION PMAS POLICY HOLDERS
P.M.A.S. Merger with ROYAL LONDON
If you are a PMAS policy holder you will by now have received a letter and booklet providing you with details of the proposed merger between the PMAS and Royal London.
We as a branch have been made aware of the following items that have been placed on Facebook. These items have been written by Mr Richard Owen and raise some important questions in relation to this merger. As a number of our branch members are not on Facebook you would not be aware of the content of these items. In order that you as a branch member and member of the PMAS are aware they have been placed as extracts below.
Likewise a copy of an email letter which has been sent to the Bank of England is also placed here in order that should you as a PMAS member wish to you can also lodge an objection by copying and pasting the content into an email and sending it to the email address provided.
EXTRACT No 1:
I'm surprised few members have complained about the lack of consultancy, or transparency involved in Royal London's proposed takeover of the P.M.A.S. My understanding on the grapevine is that this is already, a done deal, but as members we can still object and in so doing, demand that all assets be evenly distributed amongst existing members. To raise your objection please email your protest to saying you're not in agreement with this proposal and that you want your money back.
EXTRACT No 2:
Did you know that the P.M.A.S net worth is 717 million pounds and we’re going to give it all to Royal London for the promise of a future "cheque in the post" time to take a stand. Please contact
to raise your concerns.
DRAFT LETTER CONTENT:
I wish to raise concerns as to the proposal to close all Police Mutual Assurance Society LTD (PMAS) business and forward all assets (717 million) to Royal London to administer in future.
This decision was taken by the PMAS Managing Board & Committee of Management and was "rubber stamped" by 43 Force Authorised Officers (FAO's) who according to the Company Secretary
stated in recent correspondence to myself that "although FAO's vote on behalf of members (85,000+), there is no requirement or expectation that they consult with other members when considering how to vote"
This is concerning to myself and many members I know, as there appears to be little scrutiny or transparency in this fundamental issue of the Company's future existence, and seems in conflict with their own
PMAS Corporate Governance Policy which states: "Transparency: Giving members the information they need to judge whether the Executive team, Board and Committee of Management are doing a good job on their behalf".
The information provided to date has been limited, coupled with the denial of the whole memberships ability to vote on this proposal calls into question real scrutiny & transparency of the process! It will open the floodgates to financial mis-selling allegations if PMAS continue to sell products whilst knowingly pursuing this takeover by Royal London and I ask that these concerns be looked into.
PMAS REPLY TO POINTS RAISED
The following has been received by Mr Alan Greaves ( Branch Secretary ) and is published in full for the information of members who PMAS Policy Holders
Further to my email of yesterday please see below a response from Police Mutual in relation to the post on your website and the claims made by your Member;
It was recently brought to our attention that a contribution to the NARPO Cardiff website had been posted by a Mr Owen, relating to the proposed transfer of Police Mutual into Royal London. Unfortunately, we noted that the contribution contained a number of factual inaccuracies which may cause unintentional confusion to Police Mutual members or policyholders.
It is important to us that all members and policyholders are able to access information openly and transparently so that they can raise their own questions and concerns. To this end, all information on the transfer can be found on our dedicated hub, at: www.policemutual.co.uk/activity/royal-london/< http://www.policemutual.co.uk/activity/royal-london/>. Members are invited to read the FAQs in particular which may address aspects of the transfer which affect them directly.
Whilst we do not want to downplay the strength of emotion members have for Police Mutual, we are keen to emphasise that this step is merely a new chapter in our proud history of serving the Police. Nevertheless, we do feel it is necessary to clarify some of the assertions made in Mr Owen's post.
"I'm surprised few members have complained about the lack of consultancy, or transparency involved in Royal London's proposed takeover of the P.M.A.S. My understanding on the grapevine is that this is already, a done deal, but as members we can still object and in so doing, demand that all assets be evenly distributed amongst existing members."
Is it a done deal?
The deal is not yet completed. Indeed, the FAO vote on the proposed transfer was only the first stage of the process. We are now at the next stage where our members are invited to raise questions and concerns, either directly with the PRA or with Police Mutual. We recognise that the proposal to transfer to Royal London could be seen by many to be complicated and we have worked hard to ensure that the information we have shared is open and transparent.
The transfer will only go ahead if the PRA confirms the transfer. The PRA will only do so if it is satisfied that the transfer is in the interests of members, taking into account any representations from members or other interested parties
Can I demand that Police Mutual's assets be distributed among existing members?
If the transfer does not go ahead, it has been concluded by the Managing Board that the best way to protect existing members would be to wind down the Society (with the policies being run-off). Under this scenario, the Society would seek to find buyers for the subsidiaries to capitalise their value. Any subsidiaries that were not sold would also be wound down. The life insurance, savings and investment policies issued by the Society would then wind-down over a longer period, reflecting the longer-term nature of the business. Under this scenario there would be no immediate distribution to members as capital would be required to support the remaining policies to the end of their contract terms.
You can surrender or cancel any policies that you have with Police Mutual in the normal way.
General insurance policies (such as home and motor) and the healthcare schemes are unaffected by the transfer and renewals will continue to be offered in the same way.
"Did you know that the P.M.A.S net worth is 717 million pounds and we're going to give it all to Royal London for the promise of a future "cheque in the post" time to take a stand."
As part of the transfer, all the assets and liabilities of Police Mutual would transfer to Royal London. Most of the assets being transferred back our members' savings and investment policies. The terms and conditions of these policies are not changed by the transfer - guarantees are unchanged and policies continue to have the potential to earn bonuses in future. There will be some changes in the way that Royal London will manage these policies and these are included in the 'Summary of PPFM Changes' and the 'Summary of the Terms of the Transfer' sections of the version of the explanatory booklet that went to with-profits members. They are also available on the 'Important documents' section of our dedicated hub, mentioned above.
Members who hold with-profits policies at the time of the transfer, are expected to benefit from the transfer. As part of considering the impact of the transfer on our with-profits policyholders we compared expected pay-outs after the transfer with those expected if the transfer were not to go ahead and the Society was to wind-down. The estimates show that in the vast majority of cases, the impact of the higher expected investment return in the Royal London fund is expected to outweigh any potentially higher expenses that might apply. This beneficial impact is expected to increase over time.
Police Mutual has assets over and above those expected to meet all our liabilities to our policyholders. At the point of the transfer this 'excess' will be adjusted to:
* Align Police Mutual's management and valuation bases to those of Royal London; and
* Allow for items relating to the transfer itself such as the costs of the transfer and the cost of the capital that Royal London will have to hold in relation to the Police Mutual policies.
If, after these adjustments, there is still an 'excess' then this will be added to the policy values of our with-profits policyholders and it will be paid out over time to them as part of their claim values. If the adjustments mean that there is a shortfall then there would be an adjustment to our with-profits policyholders' policy values to address this. Our expectation is that there will be an excess at the time of the transfer and so this will benefit our with-profits policyholders.
We take all member and customer feedback very seriously and will respond to all questions and queries that we receive from them.
However, if they want to make representations or share any concerns regarding the proposed transfer directly with the PRA, they need to send their representations to the PRA by Monday 3rd August 2020. If they would like to make oral representations, this is also the date by when they need to notify the PRA that they would like to do so. They can do this by email to: PRASecretariat-Representations@bankofengland.co.uk<mailto: PRASecretariat-Representations@bankofengland.co.uk> or post to: PRA Governance Function, PRA, 20 Moorgate, London, EC2R 6DA. If interested parties give notice that they wish to make oral representations then these will be heard by the PRA on Monday 17th August 2020. There will be a facility for verbal representations to be made remotely.
NARPO CARDIFF FUNCTIONS:
It is with regret that we inform our members that due to the current situation involving the Coronavirus a decision has been made to cancel all branch functions for the remainder of 2020.
This will mean that the Autumn Quiz night and the Christmas lunch will not be going ahead.
Further information will be provided soon
Cardiff City Police Reunion Dinner 2020.
It is with regret that I have to inform you that all Members of the Organising Committee have overwhelmingly agreed that due to the extraordinary circumstances of the Coronavirus measures we are currently under, we will not be holding our Cardiff City Police Reunion Dinner in 2020.
We very much look forward to being able to organise next years Reunion Dinner which has been set for Friday 15th October 2021, at the Whitchurch Golf Club.
The Dinner has never had to be cancelled before, since its inception in 1984, but I am sure everyone will understand that your Organising Committee had no other choice. Let us all look forward to meeting up again in 2021.
YOSSER CHALLENGE UPDATE
As many of you will know from our previous article Nigel 'YOSSER' Hughes is a retired Eastern Traffic biker. He is suffering from MS and some other medical issues but is determined to achieve a goal. He is looking to walk 1 mile and anything he collects is going to a local charity that looks after veterans from every service who needs support.
The NARPO Cardiff Branch are proud to support 'YOSSER' is his efforts to raise funds for the Woody's Lodge and have made a donation towards the goal he is trying to achieve.
RICHIE CLARKE TRIBUTE PAGE
We have been advised that Green Willow Funeral Directors are hosting a 'Much Loved' tribute page to Ritchie to raise funds for cancer research. This gives an opportunity for people to donate to the charity that Richie wanted supported. This facility would have normally been provided by attending the funeral but due to the current restrictions was not available.
Should you wish to visit the tribute page please CLICK HERE or copy the below link into your web browser
ATTENTION PMAS POLICY HOLDERS
The attached document has been circulated by the CEO of the PMAS and is in relation to the Police Mutual proposal to become part of Royal London
Improving the financial wellbeing of the Police family has been at the heart of all we do, from the very beginning, over 150 years ago, right up to today. Throughout our history, we’ve been committed to operating in the best long-term interests of members.
That commitment is central to why we are proposing to become part of The Royal London Mutual Insurance Society Limited (Royal London).
The content of the letter is given below:
Trade Press Letter From CEO, John Perks
Police Mutual proposal to become part of Royal London
Improving the financial wellbeing of the Police family has been at the heart of all we do, from the very beginning, over 150 years ago, right up to today. Throughout our history, we’ve been commited to operating in the best long-term interests of members.
That commitment is central to why we are proposing to become part of The Royal London Mutual Insurance Society Limited (Royal London).
This is perhaps one of the biggest decisions we have ever made, and we are acting now to secure Police Mutual’s future.
I want to set out the background to why Police Mutual is making this proposal and why we believe it is right for Police Mutual and the Police service.
Why we are proposing to become part of Royal London
The financial services industry has changed rapidly over the past few years. This, coupled with a difficult economic environment, has presented some significant challenges, particularly for a relatively small financial services company like Police Mutual.
The landscape in which we now operate means that continuing to offer products requires us to have a stronger financial position.
Becoming part of Royal London will provide a sustainable future for Police Mutual as part of a larger, stronger business and preserve what our members and the Police service value most about Police Mutual.
We require a stronger financial base for our business to be able to continue to operate – Royal London, the UK’s largest mutual life insurance, pensions and investment company, is well-funded and will provide that financial strength.
Mutuality and the right fit
We believe that Royal London is a good fit for us. Like Police Mutual, it is a non-shareholder organisation, founded on strong ethics and values, where profits are reinvested to create financial and social returns for members, customers and the wider community.
Our mutuality is an important part of who we are and as part of Royal London that will continue.
What happens next?
Police Mutual’s Committee of Management and Managing Board unanimously and unconditionally recommended the proposal for Police Mutual to transfer into and become part of Royal London to its nationwide Force Authorised Officers (FAOs) network. The FAOs, on behalf of all members, have already voted in favour of the proposal.
The transfer now has to receive confirmation by the Prudential Regulation Authority (PRA), who will consult with the Financial Conduct Authority. Confirmation of the transfer will only be given if the PRA is satisfied that it is in the interests of members, taking into account any concerns from customers, members and, indeed, anyone else.
The transfer also has to receive confirmation from the Royal Court of Jersey and the Royal Court of Guernsey and policyholders/members resident in those jurisdictions will be notified separately in this regard.
You can make representations or raise any concerns that you may have regarding the proposed transfer directly with the PRA. You need to send your representations to the PRA by Monday 3rd August 2020. If you would like to make oral representations, this is also the date by when you need to notify the PRA that you would like to do so. Both these things can be done by email to: or post to: PRA Governance Function, PRA, 20 Moorgate, London, EC2R 6DA.
If interested parties give notice that they wish to make oral representations then these will be heard by the PRA on Monday 17th August 2020. There will be a facility for verbal representations to be made remotely. After these hearings, the PRA will decide on the confirmation of the transfer.
Please note that the PRA will seek feedback from Police Mutual on any written representations that are made and, as part of its consultation, will share the representations with the FCA. This is to ensure that the process is as transparent as possible, and to ensure that its decision on whether to confirm the transfer takes into account all relevant information.
If you are a policyholder/member resident in Jersey and Guernsey then you also have the right to object before the court in your jurisdicBon. You can also make representaBons to the PRA.
For further informaBon, please visit our website, www.policemutual.co.uk.
CEO – Police Mutual
IMPORTANT UPDATE REGARDING GROUP TRAVEL INSURANCE
Important information about AXA PPP healthcare Annual Travel Insurance has been received at NARPO Wakefield
To find out exactly what it is and how it could impact on you as a NARPO Member and as a member of the NARPO GROUP TRAVEL INSURANCE please either copy the below into your browser or click on the below link
There will be a few on here who will know Nigel “Yosser”Hughs, retired Eastern Traffic biker. He is suffering from MS and some other medical issues but is determined to achieve a goal. He is looking to walk 1 mile and anything he collects is going to a local charity that looks after veterans from every service who needs support. It’s going to be a long haul given his condition but if you feel able any donation would be appreciated.
You can view Nigel as he undertakes this challenge on a daily basis via Facebook. Nigel has set himself a target of raising £5,000. If you wish to make a donation, and help him to hopefully beat this target then please either copy the link below into the web browser:
PMAS - WELLBEING - FACT SHEETS
In these trying and testing times we all sometimes need a helping hand or somewhere to turn to for advice and guidance. The below link comes from NARPO Wakefield and deals with a lot of issues including health and mental health.
Just click on the link below or copy the text into your web browser:
or copy the link below
APOLOGY FROM WEBMASTER
VIDEO SUBMISSIONS FROM MEMBERS
Over that last few weeks a number of our members have been submitting links to video clips which I have endeavored to view and if consider suitable to publish on the COVID19 LIGHTEN UP and SMILE page of the website. Unfortunately, there appears to be some content within some the video clips, that will not allow us to upload the data files to our website. Several different error codes are received, as a result the webmaster has attempted to find a work around solution without any success at present.
Members will notice that other video files are working on the same page, this is entirely due to the fact that we are not uploading the data file, we are merely uploading the address where the video data file is held. At present most of these are on YouTube, and the link is opened by third part software on the members computer.
To those members who submit the video files and later find they are not on the website, please accept my apology, I am still trying to find a work around, and am holding the video files together with your emails, in order that I can publish them when I have found a suitable solution.
A BIT OF HISTORY
Have you ever sat and wondered about the glorious days of the Cardiff City Police, and in particular their Rugby team???
We are extremely grateful to Mr Ian Tumelty, who when undertaking the disposal of old items from his home during the lockdown came across this little gem, which should rekindle memories for those retired Cardiff City Officers who played the great game. I wonder how many of us would know the tunes that accompany the words in the Cardiff Police RFC - Songbook. Please click on the link below:
A GOOD NEWS STORY
With all that is going on in the World, it is wonderful to report some good news stories, involving our members and the work that our Branch Secretary does behind the scenes that lots of our members never get to hear about:
In December 2019, the secretary received an email from Kerry Harding who lives in New South Wales, Australia. Kerry was married to Paul Harding who sadly died on 30th.June, 2019. For the last years of his life, Paul had developed Alzheimers and since he was not an Australian citizen, he was not entitled to any Australian health benefits. As such, the vast majority of their savings was spent on treatment and specialist care for Paul.
Kerry sent an email questioning whether or not her widow’s pension of £299 per month was correct. She and Paul were married when Paul retired around 1992 but then divorced. They spent seven years apart and then remarried. They were married when Paul died. Kerry stated that she was in dire straits and was petrified because bush fires were raging near to her home with constant smog and temperatures around 40C every day. After several emails, it was clear to the secretary that Kerry was in receipt of a pension based on a wife who had married after the police pensioner’s retirement. However, they were married when Paul retired and were married when he died and the secretary believed that she might be entitled to a full widow’s pension and that she should challenge her pension. Kerry was not able to pay for legal advice and did not wish to proceed.
The secretary told her that he would do his best for her if she wanted but he could not take the matter forward without her consent and she should give it more thought. Several days later, she asked him to take the matter forward on her behalf.
The next month required numerous telephone calls and literally dozens of emails but eventually on 22nd.January, 2020 after a long period of silence, Kerry received a letter in Australia ( dated 10th.January, 2020 ) from Capita with an apology and confirming that she would receive a very substantial arrears payment and that her pension would be more than tripled for the rest of her life. Kerry was delighted. The bush fires had burned out, the smog had gone, the temperature was only 35C and she now had financial security.
We wish her well for the future.
NARPO TRAVEL INSURANCE - RENEWAL
Many of our members will by now have received their invitation to renew their NARPO Travel Insurance and might well be shocked at the premium and the fact that for a couple its been increased by just over £100. The following is a tale of one of our members who did waht the invite suggested they should a look around for a cheaper alternative. One thing with AXA and the NARPO INSURANCE is that you get a premium service and there are apparently no quibbles. We have received a number of comments from members telling us how good the insurance company were when it came to making a claim. But at the end of the day it is your decision.
'Just received this years travel insurance certificate and book from AXA, gone up just over £100 but compared to other companies who’s premiums have rocketed and those that are currently refusing to sell travel insurance this isn’t bad.
Did a comparison a couple of months ago and because of health conditions and ages one company quoted over £7000 and they thought they were doing us a favour'
---- UPDATE ---- MORE GOOD NEWS
NARPO TRAVEL INSURANCE --- A Claimants perspective:
As webmaster I have been entrusted to write this on behalf of our member who has previously had to make a claim. She has asked me to write her experience after seeing some comments on Facebook concerning the recent Price hike in premiums: Please Note The case is a genuine one, the webmaster has changed the name of the complainant for anonymity purposes:
I’m a widow member and have access to our NARPO Travel Insurance.
Last year I nearly died whilst on holiday in Barbados with my daughter. I was treated in hospital in Barbados and contact was made with the AXA Insurance from there. After the treatments in Barbados the time came to repatriate me to the UK. Contact was again made with AXA and after discussions with the medical team a decision was made that I required surgery and it could not be done in Barbados, and it was too dangerous for me to fly back to the UK on a normal flight.
Instead, AXA arranged for me and my daughter to be flown by a private Lear jet with two medical crew to Fort Lauderdale, for the surgery. Initially we were put up in a hotel, but transferred to a different one a few days later. I then went to the hospital where the surgery was performed and later my daughter and I returned to the UK.
During the time I was hospitalised both in Barnados and Fort Lauderdale AXA were excellent. Nothing was too much trouble for them to arrange. We even had a chauffeur driven car to take us to the hospital appointments and wait to take us back to the hotel again. When it was time to leave the USA a chauffeur collected us , our luggage everything and took us to the airport for the homeward flights.
Later when we got back to the UK our claim was dealt with speedily. They even paid for the mobile phone bill which was over £500 for all the calls made to them regarding everything from both Barbados and the USA. As well as the costs of all the Taxi's taken by my daughter, to and from the hospital when I was a patient this was also a considerable amount
I will be renewing my policy again this year even though it has gone up, as far as I am concerned whien I needed to use them they were 100% there for me in my hour of need. I have tried to post something on NARPO saying how good they are but apparently my messages pending for someone to authorise it to go through. I have never previously had to make any insurance claims and must say that the first time I needed to, AXA came up trumps.
I just thought I’d let you know thank you ever so much for reading this message
RETIRED OFFICERS & RECALLS TO DUTY
The news site on NARPO Wakefield reports that some chief constables have requested retired officers to return and assist them at this time
The NARPO web site gives advice to anyone who has been approached so that they can make an informed decision and understand effects on their pension.
Please also be aware of the UK Governements Instructions for persons based on both age and medical conditions.
For more information please copy the link below to your web browser
HMRC ADDITIONAL CONTACT NUMBER
If you have been trying to contact the HMRC in these unprecendented times and have had problems, got stuck in the queue, disconnected after a long time well help may be at hand
HMRC have issued additional lines via the following phone number:
0800 024 1222
The HMRC call centre is open 8am to 4pm Monday to Friday.
Thanks Dave A'herne
NARPO CARDIFF - EVENTS
& MEETINGS CANCELLED
With immediate effect all branch events committee meetings are cancelled until further notice. Please read the contents of the Branch Chairmans letter below for additional information:
Narpo Cardiff Branch
With the outbreak of the above virus your committee has decided to cancel the below events to ensure your health.
The spring lunch and quiz night have been cancelled. There will be no new events until at least the autumn.
Members may have already paid for the cancelled events. In the near future there will be another message outlining how repayments will be made. Please be patient whilst this is arranged.
Annual General Meeting
The AGM was due to be held on the 1st April 2020. It will be postponed until the autumn.
The present committee will remain in place until the new date.
Actual meetings will not be held and all business will conducted via e mails.
If there are urgent welfare matters please contact Dave A’Herne on the telephone number on the web site.
Cardiff NARPO Web site
Please visit the Cardiff NARPO web site regularly as any information concerning the impact of corona virus will be published on there.
Members who are not on the web will receive a printed copy of this message. We would ask members who meet other NARPO members to inform them of this message just in case we missed any.
The above has been done with some reluctance but the welfare of members is paramount.
Best wishes from the committee in these difficult times.
David A’Herne Chair
CORONAVIRUS & YOU
The following has been extracted from the DWP website and may prove useful to our members or their families and friends
Brought to you by the Department for Work & Pensions
Coronavirus support for employers, benefit claimants and businesses
Following announcements in the Budget, we are making temporary arrangements for those impacted by coronavirus.
Please share this information with your members, frontline workers and clients.
Information about coronavirus and claiming benefits is available on Understanding Universal Credit.
For people already claiming support
Special arrangements will be in place for people in receipt of benefits who cannot attend reassessments or jobcentre appointments because they are required to stay at home or are infected by coronavirus.
Claimants who cannot attend a reassessment for Personal Independence Payment (PIP), Employment and Support Allowance (ESA) or Universal Credit will continue to receive their payments while their assessment is rearranged.
People who need to claim ESA or Universal Credit because of coronavirus will not be required to produce a Fit Note.
When claimants tell us in good time that they are staying at home or that they have been diagnosed with coronavirus, they will not be sanctioned. We will review their conditionality requirements in their claimant commitment, to ensure they are reasonable.
Claimants who are staying at home as a result of coronavirus will have their mandatory work search and work availability requirements removed to account for a period of sickness.
For people who need to make a new claim for financial support
We understand people who are required to stay at home or are infected by coronavirus may need financial support.
Those affected by coronavirus will be able to apply for Universal Credit and can receive an advance without physically attending a jobcentre.
The seven waiting days for Employment and Support Allowance for new claimants suffering from coronavirus or required to stay at home will not apply, so it will be payable from day one.
Employees and self-employed people
To make sure people in work can take the necessary time off to stay at home if they are suffering from coronavirus or to prevent its spread, changes have been made to Statutory Sick Pay and how Universal Credit supports self-employed claimants.
People who cannot work due to coronavirus and are eligible for Statutory Sick Pay will get it from day one, rather than from the fourth day of their illness. We intend this measure to apply retrospectively from 13 March.
Statutory Sick Pay will be payable to people who are staying at home on Government advice, not just those who are infected, this measure will apply from 13 March. Employers are urged to use their discretion about what evidence, if any, they ask for.
If employees need to provide evidence to their employer that they need to stay at home due to coronavirus, they will be able to get it from NHS 111 Online instead of having to get a Fit Note from their doctor. This is currently under development and will be made available soon.
Self-employed claimants on Universal Credit who are required to stay at home or are ill as a result of coronavirus will not have a Minimum Income Floor (an assumed level of income) applied for a period of time while affected.
The Government wants to ensure businesses are supported to deal with the temporary economic impacts of an outbreak of coronavirus.
Employers with fewer than 250 employees will be able to reclaim Statutory Sick Pay for employees unable to work because of coronavirus. This refund will be for up to two weeks per employee.
For more information visit the following websites:
Understanding Universal Credit for more information about claiming benefits
PAUL 'ODDBALL' PHILLIPS - NEEDS OUR HELP
Since this website began we have always recognised the invaluable work Paul 'ODDBALL' Phillips undertakes in running 'IN THE LOOP' for the benefit of retired officers who may not wish to join NARPO for whatever reasons.
We have always provided information and support for the Charity Raising adventures he undertakes including the TAFF TRUDGE.
Paul intends to take on his biggest challenge ever in 2021 by climbing 'Mount Kilimanjaro' for the charity Velindre Cancer Care
Hopefully we will see an image of him at the summit like the one on this page. For maore information on how you can help please see the extract from the latest 'IN THE LOOP' circulation below
The Wife Thinks I'm Mad!
Okay, I might be.. but I'm being mad for a good reason. To raise funds for Velindre Cancer Centre. I intend to climb the highest mountain on the continent of Africa, Mount Kilimanjaro. Its only 5,895 metres high - that's only 6 1/2 times higher than Pen Y Fan.. and you can do that in a few hours, so it's doable!
As I mentioned in an earlier newsletter - for the last ten years I have simply asked people to nominated some charities and we raised money for them.
You have been most generous, and I am hoping you will me indulge me this year - So far you have donated a staggering £30,067.00 and twenty four charities have benefited from the fundraisers.
I may need your help early next year too! I have promised to raise £7,000 by April 2021...
Between 30th June and 9th July 2021, I will be joined by Shane Williams on the other wing to head up the mountain. This is a properly organised trek and there should be quite a few of us and some more former British Lions joining the group... more later when I find out who else is joining us.
Velindre Cancer Centre was established back in 1957 - the year before I was born, the same year that my Grandmother succumbed to this awful disease. She was one of the first patients to enter the hospital. Many more people have visited the hospital where the carry out such brilliant lifesaving treatments. Regretfully we all know someone who failed to beat the illness. But thankfully we all know many people who beat it.
I don't think I need to say much more, other than to ask your indulgence in supporting me in this fundraising adventure.
I aim to have a bit of a knees up cheque hand over as usual; it is likely to be either shortly after I return from Australia in June and before I start my new role over on Guernsey.. an island without any mountains for me to train on! Failing that I will sort out a date on a weekend I am back in Cardiff.
As usual, donating is voluntary does not mean you stay In The Loop as it is subscription free and not dependent on your donation. The fact that its open to you to freely donate ensures I can keep this as a ‘community’ account we can claim Gift Aid. You can donate whatever you think fit.
To Barclays Bank – In The Loop – Sort Code 20-18-15 account numbered 50153443 - You can also pay in cash at any bank using these details.
You can send a cheque made payable to In The Loop to me (Paul Phillips) at 37 Penydarren Drive, Whitchurch, Cardiff CF14 2TT
Whichever way you choose please let me know your address and postcode. I will complete ‘Gift aid forms’ on your behalf (for the benefit of the charity) to claim an extra chunk of money off the government. For every £1 donated the government will top it up by 25 pence – it does not cost you any more but it increases the charity pot by 25% - this way we can screw the Government for some extra cash!
CARDIFF CITY POLICE REUNION - CHALLENGE COIN.
Following the success of the Cardiff City Police Reunion dinner and the presentation on the evening of commemorative 'Challenge Coins' a number of officers who have served in the city have made a request to purchase this coin. It is the Reunion Committees intention to order additional coins.
To order your 'Challenge Coin' please go to the CARDIFF CITY POLICE REUNION PAGE under the WELCOME menu and download the application form and follow the instruction on the form
Remembrance Day 2019 - Police HQ, Bridgend
This year the NARPO Cardiff branch wreath was laid at the Police War memorial Headquarters by Mr Roger Jones who was assisted by Branch Sec. Mr Alan Greaves. The images below were supplied courtesy of Mr Gareth Madge OBE. We have also been fortunate to receive a copy of a short video compiled from the service. To view the video please click on the link below.
JED PRINTS & NEW HOME
We are pleased to announce that the three 'Jed Prints' that were recently donated to the branch by our member Mr Roger Totman have now been found a new home at the Cardiff Bay Police Station. The article below appears in issue 100 (November 2019) NARPO News magazine.
THEY HELPED US - SO LETS HELP THEM
The Fire Service helped us a lot back in the day, and quite a few of us retired Police Officers owe them and their union a lot when they took on and won a number of pension issues which resulted in Police officers also receiving a nice pay out.
So how can you help them ???? the answer is as simple as buying a record and to wet your appetite please click on the link below to see the video of the Ladies and Gents in action in the recording studios.
Lets try and make it a better Christmas for lots of people.
Sales of the single going to The Fire Fighters Charity and The Band Aid Charity Trust.
A PHOTO FROM DOWN UNDER
The below photograph has been received via Peter Bassett from Glyn Northcott Who is now living in Melbourne, Australia. This photograph was taken in 1985 prior to Glyn leaving ‘D’ relief in Canton for Australia. Unfortunately he returned a year later when he was then posted to ‘D’ relief in Central. He knows all of the names of everyone in the photograph but thought that it would be good to go onto the NARPO web site and see if anyone can recognise any. A few of them are no longer with us but still good memories.
POLICE TREATMENT CENTRES - WEEKEND BREAKS
As we are all too keenly aware of these days the Police Treatment Centres have been looking at ways to gain additional funding to keep the facilities open and available for both serving and retired officers (Retired Officers now have to contibute towards their stay/treatments)
In order to gain extra funding the Treatment Centres are now offering weekend breaks on a bed and breakfast basis. the images below indicate the locations of the participating centres with some additional details. Should any member wish to use these facilities please make direct contact with the relevant centre.
CONGRATULATIONS - GLAMORGAN BRANCH
It is with great pleasure we congratulate the Glamorgan Branch on the creation of their website.
After a number of false starts we are pleased to congratulate the team of Bev Edwards, Stuart Spragg and Ross Mather who have finally got the website up and running. It is early days yet but we wish them every success in this endeavour which will provide them with a new platform to keep the Glamorgan membership updated with the branch developments and news.The Glamorgan branch can be located by copying the following link into your web browser
simply go to the LINKS page of our website and click the button
POLICING HISTORY - WALES
For those of our members who have an interest in the History of Policing especially within Wales the name Ross Mather will be known to many of you, and likewise so will the fact that he runs and operates a number of Facebook pages dedicated to the subject.
For those of you who may not have heard of Ross or his work then please read on especially if you have items that you think Ross maybe interested in adding to the collections.
Now retired Ross had 30 years operational service police officer with the South Wales Police. Joining the former Glamorgan Constabulary as a Cadet and becoming one of last Constables attested into that force before amalgamation and formation of South Wales Constabulary.
An avid collector of Welsh police memorabilia for several decades. Former Curator / Custodian of South Wales Police Museum, Police Headquarters, Bridgend - (2010 - 2013). Ross totally revamped the museum, which had been closed for a number of years sowing the seeds for the force to further develop into a popular visitor experience and not insignificant educational resource.
Ross now operates Virtual Museum of Police In Wales on Facebook and also operates a website on which much of his colection (not all) is viewable. More of his collection can be viewed via the website
The gallery of images below show items that have recently been donated to Ross for inclusion in the collection
'The items that were owned by the late John Webley. John was a Detective Sergeant in the Cardiff City Police and later South Wales Police.
Items show a mounted police truncheon complete with leather saddle scabbard, two pair of handcuffs, ratchet (Cardiff) and Victorian era pair which are stamped 'Glamorgan Constabulary'.
The spurs and leather boot spur fittings were used by the mounted police unit of Cardiff City Police and likely to be from about 1900 - 1910.
The whistle and key are those which were issued to John in the 1950's when he joined the Cardiff City Police - the key being for a street located police box. There is also what is probably a Georgian / Victorian leather covered cosh.
All of the items were kindly donated to the Ross Mather Police Memorabilia of Wales Collection by his son Mark
CHIEF CONSTABLES RIDE OF REMEMBRANCE
The following images have been extracted for Facebook, and are supplied for the information of our members and all others who read the item.. Congragattulations to Chief Constable Matt Jukes he was part of #TeamSWP for the Police Unity Tour ride to the National Memorial Arboretum this weekend (26 - 28th July)
It’s all in the name of the charity COPS (Care of Police Survivors), which honours fallen officers and offers support to their families. The Chief carries the name of PC Jeffrey Pitman, who died on duty 50 years ago next month and was South Wales Constabulary's first fallen officer following the amalgamation.
PLEASE CLICK ON THE IMAGE TO ENLARGE SAME
We are now aware that CC Matt Jukes made a video cocerning this ride a copy of which is now available to view on the NARPO CARDIFF Facebook page
PETITION TO REVERSE CHANGES
TO POLICE PENSIONS
Some members may already be aware of this petition via the use of Social Media and its appearance of Facebook, that said not every member uses it. Therefore in order that our members are fully aware of what is going on and to provide them with the opportunity to sign the petition we are making it available via our website;
the petition states:
"The government in considered changing pension increases from the retail price index to consumer price index on less favourable terms
This change was implemented without the consent or participation of those in receipt of this benefit and as such is unlawful and may also create a change in what could be agreed as a written contract thereby becoming an unfair contract
Reverse and backdate all RPI increases as per the terms of the pension that was agreed and implemented lawfully'
or copy the below link into your web browser
EMPLOYMENT SUPPORT ALLOWANCE (ESA)
REFUND OF DEDUCTIONS
For those members who have been unfortunate to have had South Wales Police make deductions from their pensions because of the fact that they are in receipt of ESA. Getting the refund is going to be just as hard as it was to win the case. The following has been received from Mr Dave A'herne (Branch Welfare Officer)
NARPO Cardiff has asked how the Police Commissioner will repay any wrongly deducted money.
The South Wales Police and Crime Commissioner requires any retired officer who believe they are owed money wrongly deducted on ESA to make a claim by writing to Leighton Hill Director of Legal Services at Police HQ "
You would have thought that as the PCC already knows who he has been taking the money from (illegally) then it would be just a tally up of what needs to be paid, and then send the cheque out..... Why make life simple when you can really make it as difficult as possible.
NEW BOOK - LAUNCHED
' HORRORS OF THE DEAD HOUSE'
John F. Wake
'Horrors of the Dead House' follows in the footsteps of Town and City 'coppers' investigating many of their worst and most harrowing of cases, and experiencing life at the sharp end of Cardiff's south side. Amongst the book’s detailed observations of Victorian/Edwardian crime, it also features a lost Tiger Bay police station, ‘Dead House’ and even Cardiff's very first police dog.
Author and former Cardiff City Police detective officer John F. Wake brings to light the true-life injustices of Old Cardiff’s poverty-ridden back streets.
An Open Space event to launch the book will be held on Tuesday 30th July 2019 between 12:00 & 13:00 BST at
Cardiff Central Library Hub. Floor 4 Meeting Room, entry is free but to ensure you get a seat please use the link below to obtain a ticket for this event
SWP - 50th Anniversary
1st June 2019 saw the 50th anniversary of the formation of what is now known as South Wales Police, formerly South Wales Constabulary.
The Force was created by the amalgamation of the police forces of Cardiff, Glamorgan Merthyr and Swansea
As part of the 50th Anniversary the force hosted a civic event at Police Headquarters, Bridgend some images of which can be seen in the gallery below (images copyright of South Wales Police). The force have also created a video please click on the link below to view and also create a booklet, an 'on line version of which is also available by clicking on the elevant link below.
To view the Video 50th Anniversary - Recollections please copy this link to your web browser
To Read / Download a copy of the 50th Anniversary booklet
PLEASE NOTE THE BOOKLET IS A LARGE FILE AND MIGHT TAKE A BIT OF TIME TO OPEN
TRAVEL INSURANCE - NON UK BASED - NARPO MEMBERS
Are you a NARPO MEMBER - RESIDENT OUTSIDE THE UK - IF SO READ THIS !!!!!!
Travel insurance for non –UK based NARPO members
Travel insurance designed specifically for non – UK based NARPO members who live in the European Economic Area (EEA) or for UK based NARPO members seeking single trip cover only.
For further details please visit the dedicated NARPO / voyager website http://www.voyagerinsurance.com/NARPO/
Or call The Health Insurance Group on 0800 389 7724.
Please quote code NARPO15 to receive a 15% discount applicable to NARPO members.
Terms & conditions apply.
'Night at the Museum' Charity Ball Update
I am hoping that I am speaking for all of us who were able to attend the 'Night at the Museum' Charity Ball in saying that the evening was excellent and very well organised.
For the foodies amongst us the menu was:
Welsh rarebit focaccia with mixed leaf salad & balsamic glaze
Roast chicken breast topped with leek and wholegrain mustard sauce
with season vegetables
Lemon mousse with chocolate pencil and shortbread
During the evening there was a raffle of 25 prizes some of which were highly collectable items, followed by an auction of 2 tickets for the Wales -v- Soctland (Six Nations Game) to be held at the Principality Stadium on March 14th 2020.
The raffle, auction and donations raised in excess of £4,500 for the chosen charity Velindre Cancer Care. The entertainment for the evening was provided by way of a live band 'Los Devitos' and a disco.
For those of us who can recall those wonderful days of the 'Police Ball' held at City Hall, mention was made during the evening that as this event had been such a success in relation to the 50th Anniversary of the forming of South Wales Police. The Eastern BCU are looking to returning to the days of an 'Annual Police Ball' commencing in 2020.
So remember to keep an eye on our website for future announcements. The gallery below shows some images taken on the night. Please click on the image to enlarge
WIDOWS PENSION FOR LIFE CAMPAIGN
TO ALL NARPO MEMBERS - PLEASE WRITE TO YOUR MP AND ENCOURAGE THEM TO SIGN THE EDM.
Following our Parliamentary Drop-In last week we want your help to make more MP's aware of our campaign and help bring pressure on the Government to do the right thing.
The below link will take you to our website page where you can find a template letter to send to your MP together with a Parliamentary Briefing to include with your communication and a link to the Parliament website where you can easily find your MP's email address.
We need to keep the pressure on Government to put an end to this ludicrous situation and;
As a result of repeated Government inaction on this issue, NARPO have reluctantly sought legal advice from a leading Human Rights Barrister in an effort to get justice for those women, men and children who are victims of this archaic and unfair regulation, which severely restricts their life choices. We have now received positive legal advice that indicates we have a sound case to pursue this matter under the Human Rights Act and in particular the right to fair proceedings under Article 6, the protection of property under Article 1 Protocol 1 and the Right to Respect for Private and Family Life under Article 8.
PLEASE LET YOUR MP KNOW HOW YOU FEEL - WE NEED YOUR SUPPORT
NARPO 100 YEARS ON
As part of the 100 years celebration of NARPO both on a National and Regional level.
As they have released a time line video presentation which can be viewed by copying the below link into your web browser
Attention Widow & Widower Members
As part of the continual maintenance program of our website (www.narpocardiff.com) and it’s associated facilities such as the e-bulletin service we are now in the process of ensuring our system is as up to date as possible.
To this end it is now necessary to ensure our services are delivered correctly. Previously, we have undertaken to retain contacts with our widow / widower members via the email addresses which related to their spouse, likewise any access to the members only area functioned in the same way.
However, it is now incumbent on us to ensure compliance with the various rules and laws and as a result deletion of the main members details will be necessary which will leave you somewhat isolated in not being able to retrieve or access the information you did previously.
With this in mind, the webmaster is requesting that you consider making contact with him in order to set up new email accounts (this can be undertaken at NO COST to you)and access points onto the system before any deletion of the spouses records commence.
It is proposed to commence deleting these records from 1stMay 2019 thereby giving you an opportunity to set up new email accounts and access points before the deletion process starts.
If you require any further information please contact the webmaster, Mr. Paul Bryant via email: at your earliest opportunity.
Many of our members will recall the mention of Woody's Lodge when it was first set up a few years ago and was based within the confines of HMS Cambria at Sully.
The purpose of this item is to bring our members up to date with the progress of Woody's Lodge, from those humble beginnings to where it is today and to remind our members, as well as operational officers and staff that Woody's Lodge is there for all emergency service personell as well those veterans from within the various branches of the armed forces.
Woody's Lodge has now moved from within HMS Cambria and is now located with the grounds of theAmelia Trust Farm, which is just off of Five Mile Lane on the edge of Barry and in the heart of the Vale of Glamorgan.
Woody's Lodge believe that the ethos and aspirations of the Amelia Trust Farm mirrors their own and is the perfect setting to continue growing Woody’s Lodge.
Whats more in order to reach those who’ve served in the Armed Forces and Emergency Services more conveniently, they have also opened a Woody’s Lodge in North Wales based at Eirias Park, Colwyn Bay.
The work that Woody's Lodge undertakes cannot be over emphasised, they will provide help to those that need it when it is needed.
For more information, if you would like to visit Woody’s Lodge or get involved in anyway, then please call 01446 781792 (South Wales) or 01492 533954 (North Wales). You can also email: firstname.lastname@example.org there is a large amount of information that can and will benefit you that is located on their website please click
Many of our members will recognise the building in the black & white image. It has dramatically changed its appearance over the last 10 - 12 years with new buildings being construcated and an entire floor added to the building in the image.
We would like to advise our members that the South Wales Police Heritage Centre (more commonly known as the Museum) has now been returned and housed within the refurbished building.
The centre is open by appointment on Wednesdays of each week, and has already had 700 visitors since re-opening in April 2018.
If you wish to visit please email the following to make the necessary arrangements:
NEW FACEBOOK HOLIDAY FACILITY
Police holiday homes and apartments for rent or swap is a Facebook group operated by David Bevis a former Met PC and civilian with the BTP. The Facebook page has been created to allow Police officers and staff both past and present can advertise properties for rent, or swap. And where others can rent holiday homes with confidence from people that they can trust.
If you are a facebook user and you fancy a holiday somewhere different then why not have a look what is available via this group. or if you have a holiday home, caravan etc that you would like to advertise then why not take a look or place an advert. There are homes on the group within the UK, Europe, USA and Canada at present and as word spreads probably further afield in the future
A link to this group has been placed on the NARPO Cardiff Facebook group in order to make it easier for our members to view the group etc
NARPO RULE BOOK
The latest version of the NARPO Rule book has been published and is available on the Wakefield website
click on the link below:
NARPO CARDIFF - FACEBOOK GROUP CHANGES
The NARPO Cardiff branch has recently reviewed its use of social media and specifically its Facebook page.
With immediate effect the previous restriction requiring that persons accessing the NARPO Cardiff Facebook page MUST be NARPO Cardiff members is rescinded.
Instead members of any NARPO Branch and serving Police Officers can now request to join the NARPO Cardiff branch Facebook subject to the branches continued verification policy.
Any access request will automatically generate a request for answers to questions the replies to which will provide the necessary information to validate the joining request.
The below will be the wording of the new greeting message on the NARPO Cardiff Facebook page:
WELCOME AND RULES:
This group is open to all members of NARPO and serving Police officers. It should be noted that most of the items posted will be of interest to those residing in the City of Cardiff and the Vale of Glamorgan. However, it may contain items that have a significance to others outside this area. It is intended as a means of keeping members in contact with one another as well as providing an additional point for members to obtain information that may be of relevance to them, their friends family and former colleagues.
Members are free to post their memories, anecdotes, renew long lost friendships, maybe even organise a reunion of sorts. the world is out there waiting for you to get in touch. Please share any news, retirement do's, special offers, useful information, etc! and note that such information maybe copied and included in our website www.narpocardiff.com
Please be nice there are enough bad people in the world already, be respectful, DO NOT swear, no character assassinations etc. This is meant to be a lighthearted page, for lighthearted people and is used as a means of maintaining contacts and communication with each other.
Keyboard warriors or those who cannot abide by the RULES will be WARNED ONCE ONLY and will be deleted as members of this group if they continue to flout the RULES.
Please be aware that what you write about someone can and probably will be seen by them if they join at a later date!
Think before you post!
Please be careful when referring to people by name, particularly those people who still roam the earth. Only members can see what is written on the page, and only members will see updates in their newsfeeds!
Any member can invite another member to join the group, but only those with Administrative rights will approve that member and only after a verification process has been concluded.
LOOPERS DO IT AGAIN
Congratulations to Paul Phillips on the continued success of the "Loop". This year the "Loopers" collected £3471.00p.
That is a grand total of £25,206.00 since its inception.
The successful charities this year were Thyroid Cancer nominated by Paul Wilcockson, The Wallich Charity nominated by Jeff Barley and RNLI Penarth Lifeboat Station nominated byGerard Peterson. Each charity received a cheque for £1157.00. A presentation evening was arranged at The Central Bar in Windsor Place as part of the monthly Moday Club meetings.
Thank you to all who attended and particularly thank you for the money raised
Many thanks to Denise Wilcockson and Leighton Love for supplying the images within the gallery. To view the image click on it. To view the rest of the gallery click the show more button
UPDATE - THANK YOU
The below is the content of an e-mail received by Mr Jeff Barley from Mr. Michael Cowley Fundraising & Partnerships Senior Manager at the Wallich Charity. The formal letter of thanks id also attached below for your perusal:
I just wanted to say thanks again for last night – it was a great evening and really nice to meet all of the ex-police officers. It was lovely to see the great relationship you all have and was a really fun and enjoyable evening.
Thanks as well for your hospitality – I really enjoyed the meal and was taken back by the generosity of the ex-officers in the charitable donation which will make a real difference to the lives of people experiencing homelessness in South Wales.
I’ve attached a formal thank you letter which I’d be grateful if you would share with the other members when you get the chance.
Thanks again and I look forward to seeing you soon.
To view the letter click on the image below:
ATTENTION RETIRED CARDIFF CITY POLICE OFFICERS
HOW GOOD IS YOUR MEMORY DID YOU RIDE THIS???
The year = 1961 (very rare)
The Vehicle = Ariel Leader 250cc two stroke - motorcycle
The Reg No = 508LTG
Our trusted Police related vehicle historian Mr Karl Dillon has come up trumps yet again in locating images of the above named motorcycle, which was apparently used by Cardiff City Police under the Reg No 508LTG. The images show the motorcycle bearing an age related registration number as the original has been sold on by a previous owner.
The mtorcycle as had a FULL nut and bolt restoration. including a complete engine rebuild and itt has been rebuilt to as close to the original specification as possible. (radio gear is a mock up and non functional and just for appearance).Originally it would have had panniers. It appears that the Ariel owners club have advised the current owner that there are only 4 examples of Police Ariel Leaders currently known to exist (hence its rarity)
The motorcycle is currently advertised 'FOR SALE' on ebay if anyone is interested in acquiring a piece of history, and the seller has all the relevant documentation surrounding the motorcycles history.
If you know anything more, perhaps you used to ride it, know where in Cardiff it was based etc. Please let the webmaster know and all the information will be passed back to Karl to add to his records
If you are interested in purchasing the mototcycle click on the link below. If not just click on the images to increase the size and bring back some memories!!!!
ATTENTION CARDIFF CITY OFFICERS - DO YOU RECOGNISE THE CAR?
We have again been contacted by Karl Dillon who is a retired GMP officer but has a passion for old Police related vehicles and their history. Karl has been advised that the Mark 3 Ford Zephyr 6 Estate car in this photograph was once in the service of Cardiff City Police. The vehicle reg No is FKG802C
If youhave any information about the history of this car, perhaps you drove it etc please send the information to the webmaster via the e-mail template on the contact us page of the website and it will be passed onto Karl.
The following update has been received from Mr. Desmond Lynn:
To confirm that FKG 802C was part of the Cardiff City Police Motor Patrol. The Force took delivery of two Zephyr Estate cars FKG 801C AND FKG 802C.They bought mainly to carry equipment to patrol and attend RTA's on the newly opened A48 dual carriageway in Cardiff. As a patrol car they were useless,. being automatics and under powered .They also suffered from brake fade which did not inspire confidence in the crews. As far as I am aware they were not upgraded for Police Traffic Patrol work other than two tone horns and a roof mounted blue light plus radio equipment.
As a result of the update receive from Mr Desmond Lynn which was passed onto Karl Dillon he has also provided us with an image of the other Ford Zephyr mentioned by Des FKG801C. The photo appears to have been taken on the area of land outside City Hall just before the ramp into the underpass with the Crown Court building in the background.
NEW SITE SIGN UP / LOGIN SCREEN
Just in case you had not noticed, when you wish to LOGIN to the members only area of the site the SIGNUP / LOGIN screen that used to appear, has changed and now looks like the image to the left.
The procedure to LOGIN is still the same click on the white LOG IN button under the main area of the screen and the LOGIN screen appears and you complete it in exactly the same way.
The main reason our suppliers have changed the screen is to make it hopefully more user friendly, but in the background they have added additional security functions as well
The branch officers, and committee trust that you will find the new screen easy to use etc. if you have any issues / concerns please use the e-mail template on the CONTACT US page and drop the webmaster a message.
BLUE LIGHT CARD - ITS A DISCOUNT CARD NOT A CREDIT CARD
The Blue Light Card is available to all staff of:-
4x4 Response -Ambulance Service -Army -Blood Bikes -Cave Rescue -Emergency Response Unit -Fire Service -First Responders -Highways Agency -HM Coastguard -HM Prison Service -Independent Lifeboats -Lowland Search and Rescue -Lowland Search and Rescue -Marines -MOD Civil Servant -MOD Fire Service -MOD Police -Mountain Rescue -Navy -NHS -Police -RAF -Red Cross -RNLI -Search and Rescue -Second Line Responders -St Andrews Ambulance -St John Ambulance -UK Border Agency - and Veterans.
If you are not sure if you qualify please get in touch and ask.
For more information and to register just CLICK ON THE LINK below. Discounts can be obtained on a wide range of goods and services. It costs nothing to register, unless you want a plastic acrd to use in high street shops.
IN THE LOOP - PRESENTATION
As the vast majoirty of our members will know our member Paul 'Oddball' Phillips runs 'in-the-loop' which has been going for quite sometime and operates to keep retired officers 'IN THE LOOP' with what is going on. Every year since its inception Paul has raised money via 'Loopers' contributions which has been donated to local charities and organnisations that have been put forward / recommended by the loopers.
This year was no exception and last Friday (29/04/16) saw the presention of some of the cheques to those charities that were nominated this year. The gallery below shows some images taken on the night courtesy of Howard Davies
Please click on the image to view as a larger image
NEW FACEBOOK GROUP / PAGE
For those of you who may follow FaceBook you may wish to know about a new Facebook group that has been set up by one of our retired colleagues none other that Mr John Francis Wake who is being abley assisted by Mr Jimmy Jukes who is acting as the administrator for the group.
The group is a 'CLOSED' group with only those who are members having access to the group and being allowed to post entries etc to it.
If you want to join then search Facebook for Cardiff City Police (gone but not forgotten) or simply click on the link below;
DO YOU OWN A SMART PHONE - THEN THIS APP HAS THE POTENTIAL TO SAVE YOUR LIFE
FOR MORE INFORMATION PLEASE VISIT THE WELFARE PAGE
HMRC - Marriage Alowance
I have been contacted by one of our members who has suggested that it might be worthwhile to remind members of new a new allowance that became available in April, 2015 covering the tax year 2015/2016 and future tax years. It is called the Marriage Allowance and in our case would normally ( but not in all cases) apply to the wife/husband/partner of a retired police officer where the retired officer receives a police pension whilst the wife/partner has an annual income of £10,600 or less. The allowance allows the wife/husband/partner to transfer £1060 of her/his personal allowance to the other party.
You are married or in a civil partnership;
Your annual income is £10,600 or less (plus up to £5,000 tax-free savings interest);
Your husband’s/wife’s/partner’s income is between £10,601 and £42,385;
You were born on or after 6th.April, 1935. ****
then this opportunity might apply to you.
How it works....
Where it applies, H.M.R.C. (Her Majesties Revenue and Customs) will give the partner the allowance either by (a) changing their tax code which can take up to two months or (b) if he/she is self-employed, when they send in their Self Assessment tax return.
****REMEMBER – if you were born before 6th.April, 1935, you may be able to claim Married Couples’ Allowance instead.
If you want more information or if you think this applies to you and you wish to take advantage of the allowance, you should log onto the government website at www.gov.uk/marriage-allowance-guide where you can make your application on-line. If you do not have the facility to deal with this issue on-line, or you do not wish to deal with it on-line, you should contact your local Inspector of Taxes.
Good luck. Alan Greaves Secretary - Cardiff Branch
POLICE FEDERATION GROUP INSURANCE ISSUES:
Travel, Critical Illness and similar Insurances.
Several members have highlighted the below.
The Life and Travel Insurance provided by Phillip Williams, Brokers, via the Police Federation does not cover critical illness on retirement and has limitations for pre existing health problems.
These limitations are not unique to this policy.
It is worth checking any insurance policies you have , especially travel and cars , to ensure they have no hidden exclusions and they meet your needs .